It's never easy to cope with the physical and emotional impact of a serious car wreck. Making matters worse, car accident victims face overwhelming debt due to steep medical bills and lost income. Despite what they may claim, both your insurance company as well as the insurance of the other party involved will attempt to settle your claim for the lowest dollar amount possible. Medical bills, missed work, caring for dependents, and emotional suffering all add up just as quickly as the repair bill from your mechanic.

If your accident was caused by a negligent driver, you have the right to pursue compensation for your medical bills, lost wages, and other damages you have incurred as a result. Unfortunately, even if it seems obvious that another person is liable for your damages, you still might run into a dispute at some point during the claims process without the proper attorney.

Do I Have Grounds for a Car Accident Claim?

If you intend to file a claim, it must be proven that the other driver owed you a duty of care and breached that duty of care. All motorists have a duty to drive safely and avoid reckless behaviors that would put other people in danger.

How Much Is My Car Accident Claim Worth?

It is important to know that there are numerous factors that will influence whether your claim is successful and the amount of compensation you ultimately recover.

Those factors include:

• The cost of the medical bills you have incurred;
• The cost of any future medical treatment you will need;
• The amount of income you lost due to your injuries;
• Whether your injuries have affected your future earning capacity;
• The cost of fixing your vehicle;
• Whether your injury caused scarring, disability, or the loss of a bodily function.

Attorney Pages offers the following suggested guidelines for average car accident settlement estimates:

• For relatively minor injuries with no ongoing complications, such as "soft tissue" or "whiplash", the average settlement will tend to be between $10,000 and $25,000.
• For more substantial orthopedic injuries that necessitate surgery, physical therapy, or ongoing care, settlements can run anywhere from $50,000 to $75,000.
• Spinal injuries not resulting in paralysis average anywhere from $75,000 and $100,000.
• Any injury that results in paralysis will typically have settlements in the high six-figures, or even millions.
• Brain injuries that result in cognitive impairment, loss of brain function, or require surgery typically settle in the $100,000 to $250,000 range.
• A catastrophic brain injury that is so severe the injured requires assistance with daily life can settle in the high six-figures, or even millions.

"Recent insurance industry statistics show that 80% of all injury claims resulting from auto accidents settle for $5,000 or less, 15% settle for $15,000 or less, and less than 1% settle for $100,000 or more."¹

Attorneys know the strategies used by insurance companies and defendants in car accident cases to reduce their liability. Insurance adjusters might try to manipulate you into making a recorded statement that can be used against you. They might offer a low settlement before you know the full extent of your injuries. No matter what the insurance adjuster tells you, the insurance company is likely not on your side when you file a claim against them. Don't be tempted to accept the first compensation payout settlement offer you receive. When you make a claim for compensation, you're claiming against the insurer of the person who caused your injury, and it's not in the insurer's interest to pay out your maximum entitlements. Getting the right compensation advice from a specialist lawyer is essential. Even if you decide not to engage a lawyer, it makes sense to get free legal advice and understand your options.

Don't hesitate if you have been injured in an automobile accident. You could claim millions of dollars for your pain and suffering, so why not find out today? You probably didn't know you could be owed money for your situation, so it's time to speak up! See what your case is worth!

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