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Finally, a Government Program to Provide a Lifeline for Consumer Debt

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Let's be honest, it's no fun being in debt. Relocation, medical expenses, personal financial issues - there are a lot of reasons why upstanding citizens can find themselves in a situation where they had to accumulate unsecured debt (credit cards, lines of credit, loans, etc.) and don't know how to get out of it.

But, you're not alone with that situation. Millions of Americans are living paycheck to paycheck, and a single accident can be enough to seriously shake up their financials. Buying goods on credit provides Americans with greater purchasing power while also offering a convenient alternative to using cash.

According to Experian's 2019 Consumer Debt Study, total consumer debt in the U.S. is at $14.1 trillion, with Americans carrying an average personal debt of $90,460.

Warning Signs You Have a Debt Problem

Knowing whether or not you have a debt problem can be as simple as applying the venerable psychologist's maxim, "If you think you have a problem, you do."

Here are some other clear-cut signs to look out for:

  • Overspending
  • Denied credit
  • Using credit card cash advances
  • Can't make minimum payments
  • Not opening bills out of fear of knowing what's in them
  • Lying about money

What Should You Do If You Have a Debt Problem?

The sooner you begin to make positive changes in your debt situation, the sooner you will have it conquered. People who have racked up more debt than they can repay are sometimes left to ponder whether they should file for bankruptcy.

Bankruptcy is a legal lifeline for people drowning in debt.

Chapter 7 bankruptcy is one of the most powerful debt relief options available in the United States. It gives you a fresh start by erasing your debts, which may include credit card debt, bank loans, home loans, medical bills, most court judgements, and deficiencies on repossessed vehicles.

You may be able to keep your car, house, and other personal belongings with this program.

Why File for Bankruptcy?

Take the first step right now and rest easier tonight. Know that you're moving forward and take charge of your finances. The professionals at LocalAttorney have you covered.

When you work with the network of bankruptcy specialists at LocalAttorney, they will help show you what steps to take so you can quickly get back on your feet. You may also begin to rebuild your credit immediately after.


  • Credit card bills
  • Medical bills
  • Foreclosure processes
  • Wage garnishments


  • Your vehicle
  • Your home
  • Your wage
  • Your future

Why Does This Matter?

They say money does not buy happiness, but from all reports, being debt free allows people to live better lives. People with no debt may have less stress or health issues. Couples with no debt may argue less. With debt removed from your life, you can plan from your future and do what you want with your money.

Want to See How Much You Can Save? Here's How!

Step 1: Select your age below.

Step 2: Complete a quick questionnaire to get started.

Step 3: Get back on the road to financial freedom.

Age selection